The most complete title and settlement solution.

Built from the ground up combining new technology and deep expertise, we provide title and settlement services that empower lenders to efficiently close loans and deliver excellent customer experience.

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Real Time Fee Quotes

Save time, money, and reduce compliance risk with 100% accurate Loan Estimate ready quotes. Access quotes and order title in real-time through our simple API integration or dashboard.

Best Closing Experience

We increase borrower delight and provide proof of compliance through our platform. Designed to enhance closing for the digital age without changing your workflow, it's a premium experience at no added cost.

Dashboard action card recording

Greater Efficiency

By automating paper-based and manual process we can provide a faster, more accruate service at a lower cost, saving you and your borrowers time and money.

Strict Compliance

Compared to paper files and manual data entry, our software guarantees consistency and accuracy. We provided detailed audit trails and custom reports for all our transactions.

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Resilient to fraud and theft

We use bank-level encryption and ALTA best practices to protect customer data and privacy. We also customize our workflows to your specific requirements to ensure we are always on the same page.

Lower Costs

Using modern technology and business practices that align our interest with yours, we can offer the best service without landing your borrowers with unnecessary added fees.

Spruce Leading Competitor
Title Premium $400 $450
Closing Fee $495 $475
Other Fees $0 $330
*Sample comparison assuming a $250k OH refinance, with "bulk" refi rates. CPL fee in OH is $40. Premium and fees vary by state and transaction.